Borrower readiness precheck

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Run a readiness review before pushing into a formal application

Corteran Credit first organises the borrower facts, document posture, and next route. This is not a formal approval and it is not a hard credit pull.

01

Not a formal approval

02

No hard credit pull

03

See the gaps and route first

Mobile completion guidance

Start with identity and contact details, then add income and document posture. The borrower can complete this across multiple sessions.

Borrower continuity rail

Continue the borrower path

Checking whether this borrower path is already connected to an account.

Current step: Readiness check

Collection notice

Why we collect borrower information here

Purpose

Used for borrower readiness review, document organisation, follow-up, and case routing. It is not a formal credit decision.

Required fields

Name, email, and the key facts for this path are core fields. Without them we may not be able to continue precheck, upload review, or follow-up.

If incomplete

If the supporting file is incomplete, the case should remain in repair or manual review instead of moving forward automatically.

Follow-up

The team should only use this submission for follow-up when you request or permit that follow-up.

Cross-border

Storage, notifications, or AI processing may involve cloud vendors outside your home jurisdiction.

AI support

AI output is used for triage and next-step guidance only, not as a standalone lending decision.

Basic details

Start by clarifying contact details and borrower identity context.

Employment and income

This section is not only about payslips. It checks whether the income structure can be explained clearly.

Expenses and liabilities

This section looks at cash-flow pressure and current obligations.

Borrowing context

This section only helps organise the fact pattern. It is not a product recommendation.

Document readiness

The stronger the file, the more reliable the next assessment becomes.

Borrower Precheck | Corteran