Borrower precheck

Start with a readiness review, not a formal application

This is not a formal credit approval. It helps organize the file, identify missing items, and suggest a clearer next route.

No hard credit pullDocuments first, decision secondSee the gaps before pushing aheadOpen consent center

Mobile tip

Start with name, email, and phone, then add income and documents. You do not need to complete everything in one pass.

Borrower continuity rail

Continue the borrower path

Checking whether this borrower path is already connected to an account.

Current step: Readiness check

Collection notice

Why we collect borrower information here

Purpose

Used for borrower readiness review, document organisation, follow-up, and case routing. It is not a formal credit decision.

Required fields

Name, email, and the key facts for this path are core fields. Without them we may not be able to continue precheck, upload review, or follow-up.

If incomplete

If the supporting file is incomplete, the case should remain in repair or manual review instead of moving forward automatically.

Follow-up

The team should only use this submission for follow-up when you request or permit that follow-up.

Cross-border

Storage, notifications, or AI processing may involve cloud vendors outside your home jurisdiction.

AI support

AI output is used for triage and next-step guidance only, not as a standalone lending decision.

Basic details

Start by clarifying contact details and the borrower identity context.

Employment and income

This section is not only about having payslips. It checks whether the income structure can be explained cleanly.

Expenses and liabilities

This section looks at cash-flow pressure and current obligations.

Borrowing context

This is only for organizing the fact pattern. It is not a product recommendation.

Document readiness

The stronger the document set, the more reliable the next assessment becomes.

Borrower Precheck | Corteran